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Customer Loan Prediction Analysis
Abstract:
With the
enhancement in the banking sector lots of people are applying for bank loans
but the bank has its limited assets which it has to grant to limited people
only, so finding out to whom the loan can be granted which will be a safer
option for the bank is a typical process. So in this paper we try to reduce
this risk factor behind selecting the safe person so as to save lots of bank
efforts and assets. This is done by mining the Big Data of the previous records
of the people to whom the loan was granted before and on the basis of these
records/experiences the machine was trained using the machine learning model
which give the most accurate result. The main objective of this paper is to
predict whether assigning the loan to particular person will be safe or not.
This paper is divided into four sections (i)Data Collection (ii) Comparison of
machine learning models on collected data (iii) Training of system on most
promising model (iv) Testing.
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